What is the minimum spend/purchase limit for each payment method?
The minimum spend and/or purchase limit [based on the total checkout value (after deduction of discount voucher, if any) instead of a single order/item value)] for each payment methods are as follows:
1)Online Banking via FPX
• Minimum spend is RM2 while the maximum purchase limit is RM250,000.
2) Corporate Online Banking via FPX [only applicable to SMB Portal]
• Minimum spend is RM2 while the maximum purchase limit is RM1,000,000.
3) Credit Card (Visa, Mastercard)
• Depends on the credit card's minimum spend requirement (if any) and credit limit.
4) Bank 0% Interest Instalments (6, 12, 24, 36 months)
• The minimum spend is detailed in the table below while the maximum purchase limit depend on customer's credit card limit.
|
Participating Banks |
Minimum Purchase Limit (RM) |
|||
|---|---|---|---|---|
|
6 Months |
12 Months |
24 Months |
36 Months |
|
|
Maybank |
RM500 |
RM1,000 |
N/A |
N/A |
|
HSBC |
RM500 |
RM1,000 |
RM2,000 |
N/A |
|
Public Bank |
RM500 |
RM500 |
RM500 |
RM500 |
|
Hong Leong Bank |
RM500 |
RM1,000 |
N/A |
N/A |
|
Standard Chartered Bank |
RM800 |
RM800 |
N/A |
N/A |
|
Affin Bank |
RM500 |
RM1,000 |
RM1,000 |
N/A |
|
Ambank |
RM500 |
RM1,000 |
RM1,500 |
RM2,000 |
|
CIMB |
RM600 |
RM1,200 |
N/A |
N/A |
|
RHB |
RM500 |
RM1,000 |
RM1,000 |
RM1,000 |
5) Buy Now Pay Later (BNPL) payment
|
Participating |
Minimum Purchase Limit |
Maximum Purchase Limit |
|---|---|---|
|
Grab Paylater (Instalment) |
RM1 |
RM5,000 |
|
Grab Paylater (Postpaid) |
RM1 |
RM1,000 |
|
BNPL Atome |
RM25 |
RM5,000 |
6) eWallet payment (subject to different tier of each eWallet)
|
Participating eWallet |
Minimum Purchase Limit |
Minimum Purchase Limit |
|---|---|---|
|
GrabPay |
RM1 |
up to RM1,500* |
|
Boost Wallet |
RM1 |
up to RM4,999* |
|
TNGWalletOnline |
RM1 |
up to RM25,000* |
|
MAE by Maybank2u |
RM1 |
up to RM4,999* |
|
ShopeePay |
RM1 |
up to RM4,999* |
|
Setel eWallet |
RM1 |
up to RM5,000* |
7) Samsung Finance (Powered by Chailease)
• You can opt for a repayment instalment plan of 12 months up-to 48 months.
• Student applicants can have repayment instalment plan up to 36 months.
• Subject to approval from Chailease Berjaya Credit Sdn. Bhd. (“Chailease”)
• Visit Samsung Finance page for more information